Terms and conditions

Here you can read, download or print the terms and conditions, forms and information about HoistSpar products.

General Terms and Conditions (GTC)

  • General terms and conditions for fixed-term deposit accounts for consumers
  • Pre-contractual information
  • Imprint
  • Deposit protection



Interest and fees

  • Interest rate development
  • Price/performance list

Miscellaneous

  • Privacy Policy
  • Information on CRS and FATCA
  • Information on politically exposed persons (PEPs)
  • Template for the certification of an ID card copy